Criterion
The alternative
CoverProof
Audit trail immutability
None — cells can be edited without trace
✓Cryptographically signed, timestamped, immutable
Business-record admissibility (CEA 1995 s.8–9)
No documented evidence standard
✓PDF/A-3B compliant with SHA-256 document hash — designed for business-record admissibility
Declaration delivery
Manual email — no delivery tracking
✓Zero-login declaration link, delivery confirmed
RAG status tracking
Manual colour-coding — error prone
✓Real-time RAG status, expiry alerts automated
AI-powered gap analysis
Manual comparison of two lists
✓AI classifies each individual against Section 250 criteria
FCA register cross-reference
Requires manual download and VLOOKUP
✓Direct FCA Register cross-reference built in
Speed of initial analysis
Hours to days
✓Under 10 minutes
Cost (initial setup)
Free (but your time is not)
Free first gap analysis, then from £299/month
Risk of error
High — human error in every step
✓Low — AI classification with human review
Board evidence pack generation
Manual assembly — not standardised
✓Auto-generated, compliant, downloadable